/* =========================================================
   PERSONAL LOAN PAGE
   LAMiC - Legacy Africa Micro-Credit Ltd
========================================================= */


/* =========================================================
   HERO
========================================================= */

.personal-loan-hero {

    position: relative;

    min-height: 620px;

    display: flex;

    align-items: center;

    overflow: hidden;

    background:
        linear-gradient(
            110deg,
            rgba(18, 39, 71, .98),
            rgba(24, 50, 91, .90)
        ),
        url("../images/personal-loan.jpg")
        center / cover no-repeat;

}


.personal-loan-hero-overlay {

    position: absolute;

    inset: 0;

    background:
        radial-gradient(
            circle at 80% 50%,
            rgba(0,166,81,.18),
            transparent 35%
        );

    pointer-events: none;

}


.personal-loan-hero .container {

    position: relative;

    z-index: 2;

}


.personal-loan-hero-content {

    max-width: 850px;

    padding: 90px 0;

}


.personal-loan-breadcrumb {

    display: flex;

    align-items: center;

    gap: 12px;

    margin-bottom: 32px;

    font-size: 14px;

}


.personal-loan-breadcrumb a {

    color: #ffffff;

    text-decoration: none;

    opacity: .8;

    transition: .3s ease;

}


.personal-loan-breadcrumb a:hover {

    opacity: 1;

}


.personal-loan-breadcrumb i {

    color: #00A651;

    font-size: 11px;

}


.personal-loan-breadcrumb span {

    color: rgba(255,255,255,.65);

}


.personal-loan-label {

    display: inline-block;

    color: #00A651;

    font-size: 13px;

    font-weight: 800;

    letter-spacing: 2px;

    margin-bottom: 18px;

}


.personal-loan-hero h1 {

    color: #ffffff;

    font-size: clamp(42px, 5vw, 68px);

    line-height: 1.08;

    font-weight: 700;

    margin: 0 0 25px;

    max-width: 850px;

}


.personal-loan-hero h1 strong {

    display: block;

    color: #00A651;

    font-weight: 700;

}


.personal-loan-hero p {

    max-width: 700px;

    color: rgba(255,255,255,.82);

    font-size: 18px;

    line-height: 1.8;

    margin-bottom: 35px;

}


.personal-loan-hero-buttons {

    display: flex;

    align-items: center;

    gap: 15px;

    flex-wrap: wrap;

}


/* =========================================================
   INTRO
========================================================= */

.personal-loan-intro {

    background: #ffffff;

}


.personal-loan-intro-grid {

    display: grid;

    grid-template-columns:
        minmax(0, 1.15fr)
        minmax(360px, .85fr);

    gap: 80px;

    align-items: center;

}


.personal-loan-intro-content {

    max-width: 720px;

}


.personal-loan-intro-content h2 {

    font-size: clamp(34px, 4vw, 50px);

    line-height: 1.15;

    color: #122747;

    margin: 12px 0 25px;

}


.personal-loan-intro-content p {

    color: #5e6878;

    font-size: 16px;

    line-height: 1.85;

    margin-bottom: 20px;

}


.personal-loan-intro-content .lead {

    font-size: 19px;

    line-height: 1.7;

    color: #354052;

}


.personal-loan-highlight {

    display: flex;

    align-items: center;

    gap: 18px;

    margin-top: 30px;

    padding: 20px 22px;

    background: #f4f8f6;

    border-left: 4px solid #00A651;

}


.personal-loan-highlight > i {

    width: 50px;

    height: 50px;

    display: flex;

    align-items: center;

    justify-content: center;

    background: #00A651;

    color: #ffffff;

    border-radius: 50%;

    font-size: 20px;

}


.personal-loan-highlight strong {

    display: block;

    color: #122747;

    margin-bottom: 5px;

}


.personal-loan-highlight span {

    color: #697386;

    font-size: 14px;

}


.personal-loan-intro-card {

    position: relative;

    padding: 50px;

    min-height: 390px;

    display: flex;

    flex-direction: column;

    justify-content: center;

    background:
        linear-gradient(
            145deg,
            #122747,
            #18325B
        );

    border-radius: 8px;

    overflow: hidden;

    box-shadow: 0 25px 60px rgba(18,39,71,.16);

}


.personal-loan-intro-card::after {

    content: "";

    position: absolute;

    width: 220px;

    height: 220px;

    right: -90px;

    bottom: -90px;

    border: 35px solid rgba(0,166,81,.15);

    border-radius: 50%;

}


.personal-loan-card-icon {

    width: 68px;

    height: 68px;

    display: flex;

    align-items: center;

    justify-content: center;

    border-radius: 50%;

    background: rgba(0,166,81,.16);

    color: #00A651;

    font-size: 28px;

    margin-bottom: 28px;

}


.personal-loan-intro-card > span {

    color: #00A651;

    font-size: 12px;

    font-weight: 800;

    letter-spacing: 2px;

}


.personal-loan-intro-card h3 {

    color: #ffffff;

    font-size: 32px;

    line-height: 1.25;

    margin: 14px 0;

    max-width: 400px;

}


.personal-loan-intro-card p {

    color: rgba(255,255,255,.72);

    line-height: 1.75;

    margin: 0;

    max-width: 430px;

}


.personal-loan-card-line {

    height: 1px;

    background: rgba(255,255,255,.12);

    margin: 28px 0 20px;

}


.personal-loan-card-bottom {

    display: flex;

    align-items: center;

    gap: 10px;

    color: rgba(255,255,255,.8);

    font-size: 14px;

}


.personal-loan-card-bottom i {

    color: #00A651;

}


/* =========================================================
   BENEFITS
========================================================= */

.personal-loan-benefits {

    background: #f7f9fb;

}


.personal-loan-benefits-grid {

    display: grid;

    grid-template-columns:
        repeat(4, 1fr);

    gap: 22px;

    margin-top: 50px;

}


.personal-loan-benefit-card {

    position: relative;

    background: #ffffff;

    padding: 35px 28px;

    border: 1px solid #e9edf2;

    transition:
        transform .3s ease,
        box-shadow .3s ease;

}


.personal-loan-benefit-card:hover {

    transform: translateY(-7px);

    box-shadow:
        0 18px 45px rgba(18,39,71,.10);

}


.personal-loan-benefit-number {

    position: absolute;

    top: 20px;

    right: 22px;

    color: #dfe5eb;

    font-size: 30px;

    font-weight: 800;

}


.personal-loan-benefit-icon {

    width: 58px;

    height: 58px;

    display: flex;

    align-items: center;

    justify-content: center;

    background: #eaf7f0;

    color: #00A651;

    border-radius: 8px;

    font-size: 21px;

    margin-bottom: 25px;

}


.personal-loan-benefit-card h3 {

    color: #122747;

    font-size: 20px;

    margin-bottom: 12px;

}


.personal-loan-benefit-card p {

    color: #697386;

    font-size: 14px;

    line-height: 1.75;

    margin: 0;

}


/* =========================================================
   ELIGIBLE USES
========================================================= */

.personal-loan-uses {

    background: #ffffff;

}


.personal-loan-uses-header {

    display: grid;

    grid-template-columns: 1fr 1fr;

    gap: 70px;

    align-items: end;

    margin-bottom: 45px;

}


.personal-loan-uses-header h2 {

    color: #122747;

    font-size: clamp(34px, 4vw, 48px);

    line-height: 1.15;

    margin-top: 12px;

}


.personal-loan-uses-header > p {

    color: #697386;

    line-height: 1.8;

    margin: 0;

}


.personal-loan-uses-grid {

    display: grid;

    grid-template-columns:
        repeat(3, 1fr);

    gap: 20px;

}


.personal-loan-use-card {

    display: flex;

    align-items: flex-start;

    gap: 20px;

    padding: 30px;

    background: #f7f9fb;

    border: 1px solid #edf0f3;

    transition: .3s ease;

}


.personal-loan-use-card:hover {

    background: #ffffff;

    border-color: #dfe7e3;

    box-shadow:
        0 15px 40px rgba(18,39,71,.08);

}


.personal-loan-use-icon {

    flex-shrink: 0;

    width: 52px;

    height: 52px;

    display: flex;

    align-items: center;

    justify-content: center;

    border-radius: 50%;

    background: #eaf7f0;

    color: #00A651;

}


.personal-loan-use-card h3 {

    color: #122747;

    font-size: 18px;

    margin: 2px 0 8px;

}


.personal-loan-use-card p {

    color: #697386;

    font-size: 14px;

    line-height: 1.7;

    margin: 0;

}


/* =========================================================
   REQUIREMENTS
========================================================= */

.personal-loan-requirements {

    background: #f7f9fb;

}


.personal-loan-requirements-grid {

    display: grid;

    grid-template-columns:
        minmax(0, 1.15fr)
        minmax(350px, .85fr);

    gap: 80px;

    align-items: center;

}


.personal-loan-requirements-content h2 {

    color: #122747;

    font-size: clamp(34px, 4vw, 48px);

    line-height: 1.15;

    margin: 12px 0 18px;

}


.personal-loan-requirements-content > p {

    color: #697386;

    line-height: 1.8;

    max-width: 650px;

}


.personal-loan-requirement-list {

    margin-top: 35px;

    display: grid;

    gap: 20px;

}


.personal-loan-requirement {

    display: flex;

    gap: 18px;

    align-items: flex-start;

}


.personal-loan-requirement-icon {

    flex-shrink: 0;

    width: 48px;

    height: 48px;

    display: flex;

    align-items: center;

    justify-content: center;

    background: #ffffff;

    color: #00A651;

    border-radius: 50%;

    box-shadow: 0 5px 20px rgba(18,39,71,.06);

}


.personal-loan-requirement h3 {

    color: #122747;

    font-size: 17px;

    margin: 0 0 6px;

}


.personal-loan-requirement p {

    color: #697386;

    font-size: 14px;

    line-height: 1.65;

    margin: 0;

}


.personal-loan-application-card {

    background:
        linear-gradient(
            145deg,
            #122747,
            #18325B
        );

    padding: 45px;

    border-radius: 8px;

    text-align: center;

    box-shadow:
        0 25px 60px rgba(18,39,71,.15);

}


.personal-loan-application-icon {

    width: 70px;

    height: 70px;

    display: flex;

    align-items: center;

    justify-content: center;

    margin: 0 auto 25px;

    border-radius: 50%;

    background: rgba(0,166,81,.15);

    color: #00A651;

    font-size: 27px;

}


.personal-loan-application-card > span {

    display: block;

    color: #00A651;

    font-size: 12px;

    font-weight: 800;

    letter-spacing: 2px;

}


.personal-loan-application-card h3 {

    color: #ffffff;

    font-size: 30px;

    line-height: 1.25;

    margin: 14px 0;

}


.personal-loan-application-card p {

    color: rgba(255,255,255,.72);

    font-size: 14px;

    line-height: 1.75;

    margin-bottom: 25px;

}


.personal-loan-whatsapp {

    display: flex;

    align-items: center;

    justify-content: center;

    gap: 10px;

    padding: 14px 20px;

    background: #00A651;

    color: #ffffff;

    text-decoration: none;

    font-weight: 700;

    border-radius: 4px;

    transition: .3s ease;

}


.personal-loan-whatsapp:hover {

    background: #008c45;

    transform: translateY(-2px);

}


.personal-loan-call {

    display: flex;

    align-items: center;

    justify-content: center;

    gap: 10px;

    margin-top: 12px;

    padding: 13px 20px;

    color: #ffffff;

    text-decoration: none;

    border: 1px solid rgba(255,255,255,.18);

    border-radius: 4px;

    font-weight: 600;

    transition: .3s ease;

}


.personal-loan-call:hover {

    background: rgba(255,255,255,.08);

}


/* =========================================================
   PROCESS
========================================================= */

.personal-loan-process {

    background: #ffffff;

}


.personal-loan-process-grid {

    display: grid;

    grid-template-columns:
        repeat(4, 1fr);

    gap: 20px;

    margin-top: 50px;

}


.personal-loan-process-card {

    position: relative;

    padding: 30px;

    border: 1px solid #e8edf1;

    background: #ffffff;

}


.personal-loan-process-top {

    display: flex;

    align-items: center;

    justify-content: space-between;

    margin-bottom: 28px;

}


.personal-loan-process-top span {

    color: #dce4ea;

    font-size: 35px;

    font-weight: 800;

}


.personal-loan-process-top i {

    width: 50px;

    height: 50px;

    display: flex;

    align-items: center;

    justify-content: center;

    background: #eaf7f0;

    color: #00A651;

    border-radius: 50%;

}


.personal-loan-process-card h3 {

    color: #122747;

    font-size: 19px;

    margin-bottom: 10px;

}


.personal-loan-process-card p {

    color: #697386;

    font-size: 14px;

    line-height: 1.7;

    margin: 0;

}


/* =========================================================
   RESPONSIBLE FINANCE
========================================================= */

.personal-loan-responsibility {

    background: #f7f9fb;

    padding: 70px 0;

}


.personal-loan-responsibility-inner {

    display: grid;

    grid-template-columns:
        auto 1fr auto;

    gap: 35px;

    align-items: center;

    padding: 45px;

    background:
        linear-gradient(
            120deg,
            #122747,
            #18325B
        );

    border-radius: 8px;

}


.personal-loan-responsibility-icon {

    width: 70px;

    height: 70px;

    display: flex;

    align-items: center;

    justify-content: center;

    border-radius: 50%;

    background: rgba(0,166,81,.15);

    color: #00A651;

    font-size: 27px;

}


.personal-loan-responsibility-content > span {

    color: #00A651;

    font-size: 12px;

    font-weight: 800;

    letter-spacing: 2px;

}


.personal-loan-responsibility-content h2 {

    color: #ffffff;

    font-size: 30px;

    margin: 8px 0 10px;

}


.personal-loan-responsibility-content p {

    color: rgba(255,255,255,.7);

    line-height: 1.7;

    margin: 0;

    max-width: 800px;

}


.personal-loan-responsibility-action {

    white-space: nowrap;

}


/* =========================================================
   FINAL CTA
========================================================= */

.personal-loan-final-cta {

    position: relative;

    background:
        linear-gradient(
            110deg,
            #00A651,
            #008d46
        );

    padding: 75px 0;

    overflow: hidden;

}


.personal-loan-final-cta::after {

    content: "";

    position: absolute;

    width: 350px;

    height: 350px;

    right: -120px;

    top: -170px;

    border: 60px solid rgba(255,255,255,.07);

    border-radius: 50%;

}


.personal-loan-final-inner {

    position: relative;

    z-index: 2;

    display: flex;

    align-items: center;

    justify-content: space-between;

    gap: 50px;

}


.personal-loan-final-inner > div:first-child {

    max-width: 700px;

}


.personal-loan-final-inner span {

    color: rgba(255,255,255,.75);

    font-size: 12px;

    font-weight: 800;

    letter-spacing: 2px;

}


.personal-loan-final-inner h2 {

    color: #ffffff;

    font-size: clamp(34px, 4vw, 48px);

    line-height: 1.15;

    margin: 10px 0 12px;

}


.personal-loan-final-inner p {

    color: rgba(255,255,255,.82);

    line-height: 1.7;

    margin: 0;

}


.personal-loan-final-buttons {

    display: flex;

    align-items: center;

    gap: 20px;

    flex-wrap: wrap;

}


.personal-loan-phone {

    color: #ffffff;

    text-decoration: none;

    font-weight: 700;

    white-space: nowrap;

}


.personal-loan-phone i {

    margin-right: 7px;

}


/* =========================================================
   RESPONSIVE
========================================================= */

@media (max-width: 1100px) {


    .personal-loan-benefits-grid {

        grid-template-columns:
            repeat(2, 1fr);

    }


    .personal-loan-uses-grid {

        grid-template-columns:
            repeat(2, 1fr);

    }


    .personal-loan-process-grid {

        grid-template-columns:
            repeat(2, 1fr);

    }


    .personal-loan-intro-grid,
    .personal-loan-requirements-grid {

        gap: 45px;

    }

}


@media (max-width: 900px) {


    .personal-loan-intro-grid,
    .personal-loan-requirements-grid {

        grid-template-columns: 1fr;

    }


    .personal-loan-uses-header {

        grid-template-columns: 1fr;

        gap: 20px;

    }


    .personal-loan-responsibility-inner {

        grid-template-columns: auto 1fr;

    }


    .personal-loan-responsibility-action {

        grid-column: 2;

    }


    .personal-loan-final-inner {

        flex-direction: column;

        align-items: flex-start;

    }

}


@media (max-width: 700px) {


    .personal-loan-hero {

        min-height: 560px;

    }


    .personal-loan-hero-content {

        padding: 70px 0;

    }


    .personal-loan-hero h1 {

        font-size: 42px;

    }


    .personal-loan-hero p {

        font-size: 16px;

    }


    .personal-loan-intro-card {

        padding: 35px;

    }


    .personal-loan-benefits-grid,
    .personal-loan-uses-grid,
    .personal-loan-process-grid {

        grid-template-columns: 1fr;

    }


    .personal-loan-responsibility-inner {

        grid-template-columns: 1fr;

        padding: 35px;

    }


    .personal-loan-responsibility-action {

        grid-column: auto;

    }


    .personal-loan-final-buttons {

        flex-direction: column;

        align-items: flex-start;

    }

}


@media (max-width: 480px) {


    .personal-loan-hero h1 {

        font-size: 36px;

    }


    .personal-loan-hero-buttons {

        flex-direction: column;

        align-items: stretch;

    }


    .personal-loan-hero-buttons .btn {

        width: 100%;

        justify-content: center;

    }


    .personal-loan-intro-card h3 {

        font-size: 27px;

    }


    .personal-loan-application-card {

        padding: 35px 25px;

    }


    .personal-loan-final-cta {

        padding: 60px 0;

    }

}