A Kenyan woman entrepreneur smiling in her textile shop, supported by Legacy Africa Micro-Credit
Inclusive finance for every Kenyan

Legacy Africa Micro-Credit Limited

Transforming Lives Through Inclusive Financial Solutions

Empowering entrepreneurs, farmers, youth and underserved communities across Kenya through accessible financing, training and business support.

  • Women entrepreneurs
  • Small businesses
  • Farmers
  • Youth enterprises

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Households Impacted

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Women Served

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Youth Participation

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Low-Income Outreach

Why Legacy Africa Micro-Credit

Built for financial inclusion and lasting impact

We combine fintech innovation with deep community roots to deliver finance that truly reaches people.

Financial Inclusion — Legacy Africa Micro-Credit

Financial Inclusion

Bringing affordable financial services to underserved and unbanked communities.

SME Financing — Legacy Africa Micro-Credit

SME Financing

Capital and advisory that help small businesses scale and create jobs.

Group Lending — Legacy Africa Micro-Credit

Group Lending

Community-backed lending built on trust, savings and shared accountability.

Agricultural Support — Legacy Africa Micro-Credit

Agricultural Support

Financing tailored to the seasons and realities of farmers and agribusiness.

Financial Literacy — Legacy Africa Micro-Credit

Financial Literacy

Training that equips members to save, budget and grow their wealth.

Digital Finance — Legacy Africa Micro-Credit

Digital Finance

Mobile applications, digital onboarding and data-driven credit access.

Featured Loan Products

Financing that fits your journey

Compare all products
KES 10,000 – 500,000

General Loan

Flexible financing for individual needs

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KES 50,000 – 2,000,000

Business Group Loan

Grow together through group guarantee

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KES 20,000 – 800,000

Goodwill Member Loan

Rewarding loyal, long-standing members

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KES 5,000 – 200,000

Microenterprise Loan

Capital for micro & informal businesses

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Woman using a mobile banking app in a Kenyan market

Digital Transformation

A digitally transforming financial institution

We are reimagining microfinance for the mobile age — putting fast, secure and inclusive financial services directly in your hands.

Online Applications

Apply for loans anytime from any device.

Mobile Lending

Receive and repay funds via mobile money.

Digital Onboarding

Join and verify your identity remotely.

SMS Notifications

Stay updated on payments and approvals.

Data-Driven Credit

Fairer credit assessment using smart data.

Online Forms

Paperless, fast and secure documentation.

Explore Digital Finance

Success Stories

Voices of transformation

Legacy Africa Micro-Credit gave me my first business loan when no bank would. Today I employ five people and supply shops across town.

Mary Wanjiru

Textile Entrepreneur, Nairobi

Trusted by partners across the financial inclusion ecosystem

AgriTrust KenyaM-PesaWomen's FundYouth Enterprise BoardSACCO AllianceAfriCreditGreenSeed Co-opDigiPayAgriTrust KenyaM-PesaWomen's FundYouth Enterprise BoardSACCO AllianceAfriCreditGreenSeed Co-opDigiPay

Start Your Financial Journey Today

Join thousands of Kenyans growing their businesses, farms and futures with Legacy Africa Micro-Credit.